If you currently have a loan from Firstmark Credit Union and want to be eligible for another loan, you must:
Have made on-time monthly payments for the six previous consecutive months. On-time payments means that a payment was received during the 10-day grace period;
Have no more than one outstanding loan through Firstmark Credit Union at the time of application; and
Have no more than $50,000 of outstanding principal at the time the loan originates.
If you have finished paying off an existing Firstmark Credit Union loan and made on-time monthly payments for the six previous consecutive months, you are able to apply for a second loan after your most recent payment clears (14 days from the payment date).
If you have finished paying off an existing Firstmark Credit Union loan and any of the six most recent monthly payments were not on time, or you paid off the loan before reaching six monthly payments, there is a 60-day cooling off period before reapplying.
To create a second application, we require you to use a different email address than what you may have previously used on another application. To apply for a second loan, check your rate here!